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## قطاع الخدمات والنقل يعد قطاع الخدمات أحد القطاعات الاقتصادية الرئيسة، ويشمل الأنشطة التي لا تنتج سلعا مادية ملموسة، بل تقدم خدمات مباشرة أو غير مباشرة تهدف إلى تلبية احتياجات الأفراد والمؤسسات، مثل التعليم والرعاية الصحية والنقل والسياحة والخدمات المالية. قطاع يقدم منافع غير ملموسة مثل النقل والتعليم والرعاية والسياحة، ويقاس أثره بما يسهله من حياة وإنتاج وتبادل.
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